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Cedent Reporting Agent

Eliminate bordereaux reconciliation delays and errors. Automated cedent reporting with real-time accuracy, compliance checking, and instant discrepancy resolution. Process monthly bordereaux in hours instead of weeks.

99% Data Accuracy
vs. 85% manual
Processing Time
Hours vs. Weeks
Compliance Status
100% real-time
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The Cedent Reporting Challenge

Monthly bordereaux from multiple cedents with varying formats and data structures

Manual data entry and reconciliation consuming 100+ hours per month

Accuracy issues (15-20% of entries contain errors) causing disputes and delays

Compliance checking across multiple jurisdictions and carrier requirements

Discrepancy resolution through back-and-forth email and calls with cedents

Late reporting impacting commission payments and cash flow forecasting

Relationship strain from reporting delays and accuracy issues

Result: MGAs spend 40-50% of finance and operations time on bordereaux reconciliation, while cedent disputes damage relationships and delay revenue recognition.

How the AI Agent Works

1

Bordereau Ingestion & Parsing

Automatically receive bordereaux in any format (PDF, Excel, XML, email). AI extracts all data with 99% accuracy regardless of format variation or cedent naming conventions.

2

Real-Time Data Validation

Validate every entry against carrier guidelines, coverage rules, and treaty terms. Flag discrepancies and errors instantly for resolution before reporting.

3

Compliance Checking

Automatically verify compliance with regulatory requirements across all applicable jurisdictions. Check reporting standards, premium calculations, and mandate requirements.

4

Reconciliation & Discrepancy Resolution

Match cedent data to placements, previous bordereaux, and coverage terms. Automatically resolve discrepancies or escalate for cedent follow-up with detailed documentation.

5

Reporting & Analysis

Generate compliant reports and send to cedents. Provide real-time dashboards showing bordereaux status, cedent performance, and compliance status across your portfolio.

Business Impact

80% Time Reduction

Bordereaux processing from weeks to hours

Free up 300+ hours annually per MGA

99% Data Accuracy

Reduce manual entry errors from 15-20% to under 1%

Eliminate cedent disputes and corrections

Real-Time Compliance

Automatic verification across all requirements

Zero compliance violations or fines

Faster Commission Processing

On-time reporting enables on-time payments

Improved cedent satisfaction and retention

Discrepancy Resolution

Issues identified and resolved automatically

Reduce cedent follow-up by 90%

$200K-300K Annual Savings

Per MGA from labor and error reduction

Direct bottom-line improvement

Seamless Integration

The Cedent Reporting Agent connects to your finance and reporting systems without disruption.

Data Sources

  • Email inbox for bordereaux submissions
  • Cloud storage (Dropbox, OneDrive, Google Drive)
  • Cedent portals and secure file exchanges
  • API connections to AMS and financial systems

Output Systems

  • Financial reporting and accounting systems
  • Compliance and audit trail systems
  • Cedent dashboards and reporting portals
  • Real-time analytics and BI platforms

ROI & Implementation Timeline

Implementation
2-4 Weeks

Integration with your existing systems

Break-Even
2-3 Months

ROI positive from time savings

Annual Savings
$200K-300K

Per MGA from labor and error prevention

Calculate Your MGA ROI

Ready to Eliminate Bordereaux Reconciliation?

See how the Cedent Reporting Agent transforms your MGA operations.

Schedule Demo