The 4-Layer Insurance Intelligence Stack
Reinsured.AI is the only platform built across all four layers of insurance intelligence — from your systems of record through to autonomous action — unified by the Context Cloud.
Request a DemoWhen a decision is made, it must be acted upon — automatically and correctly. Reinsured.AI integrates with ServiceNow and downstream systems to trigger emails, update policy records, assign tasks, and close the loop without human handoffs.
Specialized AI agents trained exclusively on insurance workflows. Each agent reasons over live context from the Context Cloud to determine the optimal next step — route a submission, flag an anomaly, price a treaty, reconcile a bordereaux.
The Context Cloud is Reinsured.AI's core invention. It continuously ingests structured and unstructured data across your systems of record — policy admin, claims, contracts, market data — and builds a living, queryable business brain that agents can interrogate in real time.
Your existing systems of record remain untouched. Reinsured.AI connects via secure APIs to ingest structured data, documents, and events — no rip-and-replace required. Live in 48 hours.
Why the Context Cloud changes everything
Every other AI tool in the market operates in isolation. A document processor reads a submission. A rules engine routes it. A copilot answers a question. None of them know what happened before, what is happening in parallel, or what your business context actually demands.
The Context Cloud is a persistent, continuously updated intelligence layer that spans every system in your insurance operation. It knows your treaty terms, your bordereaux history, your underwriting guidelines, your cedant relationships — and makes all of that knowledge available to every agent, in real time, on every decision.
This is why Reinsured.AI agents improve over time. They are not re-running the same prompts — they are reasoning over richer, deeper, more accurate context with every interaction.
Why single-layer tools fall short
Insurance intelligence requires all four layers working together. A tool that excels at one layer but ignores the others creates integration debt, brittle workflows, and results that don't compound over time.
| Vendor category | Actions | Decisions | Context | Record | Verdict |
|---|---|---|---|---|---|
Point-solution document processors Tools that extract data from PDFs and structured files | Single-layer. No decisioning, no memory. | ||||
Rules-based automation platforms Workflow tools that trigger actions based on predefined rules | Action without intelligence. Brittle at scale. | ||||
Generic AI copilots Horizontal LLM tools applied to insurance use cases | Decisions without insurance context or system integration. | ||||
Reinsured.AI Purpose-built 4-layer insurance intelligence platform | Full-stack intelligence. Context Cloud connects every layer. |
How it works
Connect your systems of record
Reinsured.AI connects to Guidewire, Sapiens, Duck Creek, or any policy admin platform via secure API. Your data stays in your environment — zero migration required.
Context Cloud builds your business brain
Structured and unstructured data across all connected systems is continuously ingested, normalized, and indexed into the Context Cloud — a living, queryable intelligence layer unique to your organization.
Agents decide and act
Specialized AI agents reason over the Context Cloud to make decisions — route submissions, reconcile bordereaux, price treaties — and execute actions downstream through ServiceNow and integrated systems.
Powered by Reinsure-8B — the world's first insurance-native SLM
Every layer of the stack is reasoned over by Reinsure-8B, a small language model purpose-built for reinsurance. Your organisation can deploy it sovereign — inside your own infrastructure — or access it via inference API. Either way, the intelligence layer speaks insurance by default.
Explore Reinsure-8BSee the full stack in action
A 30-minute architecture walkthrough tailored to your systems of record and current workflows.