Is Reinsured.AI authorised by the Hong Kong Insurance Authority?

No. The IA authorises insurers and intermediaries in Hong Kong. We sell operations software. This page does not invent an IA authorisation or list a Central statutory office as ours.

How is this different from the Singapore market page?

Singapore's distinctive pile is MAS reporting plus SIRC-timed 1/1 and 1/4 Japan covers. Hong Kong's distinctive pile is IA flavour, HKD accounts, typhoon, and China-facing or Greater Bay Area programmes that still have to name the territory they actually cover. They are not interchangeable harbour cities.

Why link a Sydney specialty illustration from a Hong Kong page?

It is a labelled Asia-Pacific specialty illustration, not a Hong Kong customer and not proof we write in either city. Walk a file you can inspect. Do not treat the illustration as an IA outcome.

What documents does a Hong Kong desk usually hold?

Slips or wordings, HKD or USD SOVs, typhoon-aware schedules with as-at dates, premium and claims bordereaux, and — if the programme faces the Mainland — a territory clause you can cite. IA exhibits are documents to extract from, not filings we submit.

Market

Hong Kong reinsurance: Insurance Authority flavour and an Asia booking hub

Hong Kong is an Asia hub under the Insurance Authority, with HKD and USD files, typhoon exposure, and China-facing programmes that are not a Singapore page with a harbour adjective. Reinsured.AI is software for those packs, not an IA authorisation. The ops work is citing TIV and hours before anyone aggregates the Greater Bay Area.

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Hong Kong books Asia risk under the Insurance Authority, in a city that is not Singapore with different dim sum. HKD accounts sit beside USD slips. Typhoon signal discipline and harbour flood are local perils. China-facing and Greater Bay Area programmes are a territorial drafting problem, not a slogan. This page uses IA flavour. It does not invent an Insurance Authority authorisation for Reinsured.AI, and it does not list a Connaught Road or Two IFC office as if we were a licensed insurer.

Placing customs are company-market and broker-led, with London and Bermuda following on larger towers and treaty. A Hong Kong cedent may write local employees' compensation and property, then cede a quota share, then offer facultative on a Kowloon harbourfront job. Those are three files. The Portfolio Agent is the named worker for keeping class, territory, and year of account from collapsing into one "Asia" dashboard that invents TIV.

Treaty reinsurance is the automatic cover. Facultative reinsurance is the harbour tower. The brokers hub is how the pack should look before it is sent to following markets. Do not issue two zips — one before the Macau site was added — and call them one placement.

Insurance Authority flavour without a fake register entry

The IA expects authorised insurers to administer what they wrote. This product does not file an IA return. The honest connection is cited contracts: share, territory, typhoon hours, and whether Mainland locations are in or out. A covering email that says "GBA as discussed" is not a territorial clause.

Cross-border drafting is the Hong Kong-specific leak. A slip territory of "Hong Kong" is not "Hong Kong and the Greater Bay Area." A slip that says "worldwide excluding USA" may still surprise someone when a Shenzhen warehouse appears on the SOV. Special acceptances are documents. A WeChat or WhatsApp yes that never reaches the bordereau filter is how that warehouse appears at the loss.

Events still set Monte Carlo and SIRC conversations. Hong Kong 1/1 programmes live on that calendar. Mid-year typhoon endorsements are separate PDFs.

Typhoon, HKD, and the files Central actually posts

Typhoon is not a Florida hurricane collar. Hours clauses, flood following, and whether a T8 hoisting restriction is an occupancy note or a cover note are ordinary fights. If the wording is silent, the chase list should say silent. Do not invent a 72-hour clause because last year's Japanese 1/4 cover had one.

Employees' compensation and contractors all risks often travel in the same Hong Kong broker email. They are not one pack. EC is a local statutory class with its own bordereau. CAR is a project file with an SOV. Posting both to a property quota share because the principal is ACME Construction Ltd is how recoveries get argued twice. Keep the statutory class on its own year of account.

Harbour and reclamation jobs add marine warranty and delay-in-start-up exhibits that a Kowloon fit-out does not need. If those PDFs are missing, list them. Do not borrow a Singapore marine warranty because both cities have a port.

Typical files:

Slips and wordings in English, sometimes with Chinese schedules
SOVs in HKD or USD for Hong Kong Island, Kowloon, and New Territories sites
Typhoon and flood exposure files with as-at dates
Premium and claims bordereaux, often mixed currency without a rate as-at
Mainland or GBA location lists that must match the territorial clause
Facultative certificates for harbour and infrastructure risks
IA exhibits as documents to extract from, not as filings we submit

Currency looks pegged until a USD slip meets an HKD bordereau and someone uses a stale rate. The rate as-at is a field. Reinsurance AI is the argument for not inventing it.

The illustration used here is the Sydney reinsurer specialty-lines illustration. It is an Asia-Pacific specialty illustration, labelled as an illustration, not a Hong Kong customer, not an IA letter, and not a logo wall.

ACME Construction Ltd in Kowloon

Walk a fictional file. ACME Construction Ltd, domain acme.example, is fitting out a Kowloon East tower and a New Territories warehouse. The 1/1 property quota share is HKD, class construction, territory Hong Kong, typhoon hours in clause 8. The facultative slip shown to London is USD 30,000,000 xs USD 10,000,000, territory "Hong Kong and GBA." The SOV includes a Shenzhen staging yard. The loss run is HKD and has no as-at date. The covering email says "same as last year, include GBA."

The treaty and the facultative disagree on territory. Shenzhen is on the SOV and only on the facultative email, not on the signed quota share. A Central underwriter who aggregates one GBA TIV has guessed. The pack should show two contracts and a chase item for the yard. Do not clean ACME into a Chinese trading style to match a Mainland invoice.

This page will not invent an IA authorisation. It will not publish a Greater Bay ROI. It will not display carrier logos. Humans still draft the territory. Software can cite the HKD share, the typhoon hours, and the Shenzhen row that never belonged on the Hong Kong treaty.

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Questions

Is Reinsured.AI authorised by the Hong Kong Insurance Authority?: No. The IA authorises insurers and intermediaries in Hong Kong. We sell operations software. This page does not invent an IA authorisation or list a Central statutory office as ours.
How is this different from the Singapore market page?: Singapore's distinctive pile is MAS reporting plus SIRC-timed 1/1 and 1/4 Japan covers. Hong Kong's distinctive pile is IA flavour, HKD accounts, typhoon, and China-facing or Greater Bay Area programmes that still have to name the territory they actually cover. They are not interchangeable harbour cities.
Why link a Sydney specialty illustration from a Hong Kong page?: It is a labelled Asia-Pacific specialty illustration, not a Hong Kong customer and not proof we write in either city. Walk a file you can inspect. Do not treat the illustration as an IA outcome.
What documents does a Hong Kong desk usually hold?: Slips or wordings, HKD or USD SOVs, typhoon-aware schedules with as-at dates, premium and claims bordereaux, and — if the programme faces the Mainland — a territory clause you can cite. IA exhibits are documents to extract from, not filings we submit.

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