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11
DECISION INTELLIGENCE

Retention Agent

Job: assemble retention and cession inputs from cited wordings and bordereaux so a human can choose structure. It does not pick the programme.

Production Ready
Re/Insurance

The Problem

The Solution

AI-powered retention optimization that models thousands of scenarios across different retention levels, program structures, and reinsurance costs. Provides recommendations that maximize return on capital while meeting risk appetite constraints.

Key Benefits

Model 1,000+ scenarios in hours vs. weeks

Optimize capital efficiency by 20-30%

Balance risk transfer cost vs. volatility reduction

Compare proportional vs. excess structures

Board-ready optimization reports

Return on Investment

Cost Reduction
15-25% reduction in reinsurance spend
Speed Improvement
Week-long analysis completed overnight

Technical Specifications

Input Formats

  • Loss distributions
  • Reinsurance pricing
  • Capital costs
  • Risk appetite limits

Output Formats

  • Optimization reports
  • Scenario comparisons
  • Board presentations
  • API recommendations

Integrations

  • Actuarial models
  • Capital models
  • Reinsurance systems
  • Financial planning

Common Use Cases

01

Annual reinsurance program optimization

02

New line of business retention analysis

03

Capital efficiency improvement projects

04

Risk appetite calibration and testing