Submission & Placement Agent
Automate the submission workflow from intake to market placement. AI agents instantly assess risk viability, identify optimal carriers, and accelerate placements from weeks to days.
The Current MGA Challenge
Submission intake requires manual triage to evaluate viability and scope
Market analysis involves researching carrier appetite, limits, and current placements
Risk assessment requires gathering additional information and underwriting review
Placement strategy depends on broker relationships and manual outreach
Follow-up and negotiation consumes underwriter time on administrative tasks
Timeline delays from weeks to months impact opportunity loss and cedent relationships
Result: MGAs lose 20-30% of high-quality submissions due to slow placement timelines, while operational teams spend 40+ hours per week on manual placement coordination.
How the AI Agent Works
Submission Intake & Triage
Automatically receive and process new submissions. AI instantly extracts key information (account details, coverage types, limits, premium) and evaluates viability against carrier guidelines.
Risk Assessment & Positioning
Analyze risk profile and determine optimal positioning. AI evaluates underwriting criteria, identifies potential challenges, and recommends enhancement strategies.
Market Analysis & Matching
Search for optimal carriers in real-time. AI considers carrier appetite, current exposures, available limits, and placement history to identify best-fit markets.
Automated Outreach & Coordination
Generate placement proposals and coordinate with carriers. AI manages follow-up, handles Q&A, and tracks responses across multiple markets simultaneously.
Placement Optimization & Binding
Negotiate terms and prepare binding documents. AI optimizes premium, deductibles, and conditions based on market feedback and cedent requirements.
Business Impact
5x Faster Placements
Reduce placement timelines from 15-20 days to 3-5 days
→ Win more business before competitors
92% First-Placement Success
Improved carrier matching and risk positioning
→ Fewer rounds of negotiation, faster revenue
60% Reduction in Cost Per Submission
Automate 80% of manual placement coordination
→ Improve underwriter productivity by 4x
Real-Time Carrier Intelligence
Live carrier appetite and capacity data
→ Better placement decisions and higher rates
Cedent Satisfaction Improvement
Faster feedback and placement updates
→ Strengthen relationships and retain premium
$400K-600K Annual Savings
Per MGA from operational efficiency
→ Direct bottom-line profit improvement
Seamless Integration
The Submission Agent integrates with your existing MGA systems and workflows without disruption.
System Connections
- Agency management systems (AMS)
- Carrier portals and APIs
- Email and document management
- CRM and market intelligence platforms
Data Flows
- Automatic submission intake from multiple sources
- Real-time carrier appetite and capacity updates
- Live market intelligence feeds
- Automated reporting and analytics dashboards
ROI & Implementation Timeline
From discovery to production deployment
ROI positive from labor savings
Per MGA operational efficiency gains
Ready to Speed Up Your Placements?
See how the Submission Agent can transform your placement workflow.
Schedule Demo